Google Wallet Card

Google Wallet users in the US can now get a physical card from Google. It's free, but you need to verify your identity, which means you'll have to provide more information to Google: the last four digits of Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) and more.

"The Google Wallet Card is a physical prepaid debit card that allows you to access your Wallet Balance in the real world, at ATMs, banks, and wherever MasterCard® Debit is accepted. If you're in the US, and you have already verified your identity, you can request a Wallet Card from the desktop site at wallet.google.com, or from the mobile app. Once you receive and activate it, you'll be able to pay with the Wallet Card at online and physical stores that accept MasterCard® Debit, and make cash withdrawals at ATMs or banks."

Android Police reports that "Google says the card should be delivered to interested parties in 10-12 days". It's US-only, there are no fees to order or activate the card and the issuer of the card is The Bancorp Bank, which provides private label banking services.

Google provides a use case for the debit card: "Your roommate finally paid you back for dinner through Google Wallet, and you want to use that money right away to pay for groceries this week. Now, you can use the new Google Wallet Card to spend the money instantly, either by purchasing in stores or by withdrawing cash at ATMs, without having to wait for money to transfer from your Google Wallet Balance to your bank account."

Other advantages: free notifications on your mobile phone and no monthly/annual fees to use the card (there are some fees, though).

An important limitation: "you cannot use the Google Wallet Card outside the US right now".

Google Wallet App for iPhone

When Google released a new version of the Wallet app for Android, it was clear that the features that were available to every Android device in the US didn't require NFC or carriers' approval. The new features are now available for iPhone users.

"The response from users has been great, and we want iOS users to enjoy all of the benefits too. So, today we're introducing the first Google Wallet app for iPhone (iOS v6.0+), which means even more people can easily send money to friends and store all of their loyalty cards and offers in one place," informs Google.

I assume that Google will try to move beyond NFC and find other ways to make Google Wallet useful and widely available. It's not enough to have a good product if most of the people can't use it. Somewhere between security issues, NFC's adoption, carriers' competing services, Google Wallet couldn't find a way to flourish.

Another thing that suggests that Google will move beyond NFC is the Bump acquisition. "Our mission at Bump has always been to build the simplest tools for sharing the information you care about with other people and devices," informed Bump's blog. Bump lets you share photos, videos, contacts without using NFC and it works on Android and iOS. Bump uses your Internet connection to share data with the people nearby.

{ Thanks, Michael. }

Google Wallet for Android - Widely Available, Still Limited

Google Wallet's Android app was available in the Play Store, but not many people could install it. The app was limited to Sprint and a few small US carriers, Nexus devices and a few other phones. Verizon, AT&T and T-Mobile blocked the app because they work on a competing payment system called Isis.

Google announced that the app is now available for any Android device in the US running Gingerbread or a more recent Android version. "The updated app helps you easily send money on the go, store all your loyalty cards, save money through offers, and view all your Google Wallet activity - all in one place."

The Google Wallet added the feature that was available in Gmail: sending money to other people in the US using their email addresses. The Gmail feature is gradually rolling out, but you can manually enable it by using the Wallet app to send money. You can also add your loyalty cards by scanning the barcode or by entering the card number.

"In addition to your loyalty cards, you can easily carry and use your offers with the Google Wallet app. No matter where you've found your offer - in the Google Maps app, Google Search, Google+ or Google Offers, they're visible and redeemable in your Wallet app at checkout. And later this week, you'll also be able to save offers on select merchant and couponing sites such as Valpak."

While you can install the app on any Android 2.3+ device in the US, you need an eligible device that supports NFC to tap and pay in of the many Wallet-enabled US stores. There are only 29 devices that support this feature and they're still limited to Sprint and small carriers like MetroPCS, US Cellular, Virgin Mobile and Boost Mobile.

So not much has changed: the main functionality of the app is not available if you use 3 of the biggest US carriers, but there are some new features that don't require NFC and work on any device.

This will probably increase Google Wallet's adoption. Until now, the app has been installed less than 10 million times.

Launching Google Wallet on Sprint and Working with Visa, American Express and Discover

(cross-posted on Official Google Blog and Google Commerce Blog)

In May we announced Google Wallet—an app that makes your phone your wallet—with Citi, MasterCard, Sprint and First Data. With Google Wallet, you can tap, pay and save using your phone and near field communication (NFC).

We’ve been testing it extensively, and today we’re releasing the first version of the app to Sprint. That means we’re beginning to roll out Google Wallet to all Sprint Nexus S 4G phones through an over-the-air update—just look for the “Wallet” app. Here’s a demo of Google Wallet in action:



Google Wallet enables you to pay with your Citi MasterCard credit card and the Google Prepaid Card, which can be funded with any of your existing plastic credit cards. As a thanks to early adopters, we’re adding a $10 free bonus to the Google Prepaid Card if you set it up in Google Wallet before the end of the year.

When we announced Google Wallet, we pledged a commitment to an open commerce ecosystem. We appreciate Citi and MasterCard for being our launch partners. And today, Visa, Discover and American Express have made available their NFC specifications that could enable their cards to be added to future versions of Google Wallet.

Our goal is to make it possible for you to add all of your payment cards to Google Wallet, so you can say goodbye to even the biggest traditional wallets. In fact, we’ve got a video of our first customer, someone who is ready to replace his famously over-stuffed wallet. We hope Google Wallet gives him “serenity now.”

This is still just the beginning and while we’re excited about this first step, we look forward to bringing Google Wallet to more phones in the future. You can learn more about Google Wallet at google.com/wallet.

Posted by Osama Bedier, Vice President of Payments

Finding great deals is easier with Google Shopper 2.0

Today we’re announcing a new set of features in Google Shopper for Android to make it even easier to research products and find great value deals when you’re on-the-go.

First, we’ve moved features around a bit to help you perform common tasks more quickly. For example, the ‘Starred’ and ‘History’ buttons are now at the top of the page. We’ve also added new tabs to the bottom of the screen for fast navigation to Google Shopper’s newest features.

With Google Shopper, you can now find, save and redeem offers at nearby businesses through three tabs:

• Today’s Offer: part of the Google Offers beta program, this tab displays a single offer for discounted goods or services in your area. Today's Offer is currently available in Portland, Oregon, the San Francisco Bay Area and New York, with other cities to follow.
• Nearby Offers: when you click this tab, you'll see offers in the 'Eat' and 'Play' categories which nearby businesses have submitted through Google Places.
• My Offers: for those of us who occasionally misplace coupons or gloss over expiration dates, Google Shopper makes it easy to stay organized. When you come across an offer you like you can save it for later. Your saved and purchased offers appear on this tab and you can see which offers are close to expiring. To take advantage of an offer, just navigate to ‘My Offers,’ select the one you’d like, and click ‘Redeem’. In the future you’ll also be able to access and redeem your saved offers using Google Wallet.

Tap on Today’s Offer, Nearby Offers or My Offers to see great deals.

Visit Android Market to download Google Shopper 2.0, currently available for Android 2.1 and higher devices in the US and UK. If you already have the app installed you’ll automatically receive a notification to update it.

Posted by Richard Hung, Product Manager, Google Shopper team

Coming soon: make your phone your wallet

(cross-posted to Official Google Blog and Google Commerce Blog)



Today in our New York City office, along with Citi, MasterCard, First Data and Sprint, we gave a demo of Google Wallet, an app that will make your phone your wallet. You’ll be able to tap, pay and save using your phone and near field communication (NFC). We’re field testing Google Wallet now and plan to release it soon.

Google Wallet is a key part of our ongoing effort to improve shopping for both businesses and consumers. It’s aimed at making it easier for you to pay for and save on the goods you want, while giving merchants more ways to offer coupons and loyalty programs to customers, as well as bridging the gap between online and offline commerce.

Because Google Wallet is a mobile app, it will do more than a regular wallet ever could. You'll be able to store your credit cards, offers, loyalty cards and gift cards, but without the bulk. When you tap to pay, your phone will also automatically redeem offers and earn loyalty points for you. Someday, even things like boarding passes, tickets, ID and keys could be stored in Google Wallet.

At first, Google Wallet will support both Citi MasterCard and a Google Prepaid Card, which you’ll be able to fund with almost any payment card. From the outset, you’ll be able to tap your phone to pay wherever MasterCard PayPass is accepted. Google Wallet will also sync your Google Offers, which you’ll be able to redeem via NFC at participating SingleTap™ merchants, or by showing the barcode as you check out. Many merchants are working to integrate their offers and loyalty programs with Google Wallet.

With Google Wallet, we’re building an open commerce ecosystem, and we’re planning to develop APIs that will enable integration with numerous partners. In the beginning, Google Wallet will be compatible with Nexus S 4G by Google, available on Sprint. Over time, we plan on expanding support to more phones.

To learn more please visit our Google Wallet website at www.google.com/wallet.

This is just the start of what has already been a great adventure towards the future of mobile shopping. We’re incredibly excited and hope you are, too.

Posted by Rob von Behren and Jonathan Wall, Founding Engineers on Google Wallet